I told a friend over the weekend about some of the progress I’ve made in paying off student loan debt and was taken aback at the single follow-up question he came back with.
In fact, I’ve started to notice a trend among the reactions when I tell people about some of the progress I’ve made along the way toward getting out of debt.
When they’re simply making comments, folks are generally supportive, offering words of praise with the occasional bit of advice rolled in there. I always appreciate the motivation and additional suggestions on how I could be doing better.
But it’s the follow-up questions that make me a bit confused and make me wonder where some folks’ heads are at.
What they never ask:
I have never had someone ask me, “What are some tips for using public transport so I can get by without a car?” or “How do you find nice roommates you can get along with?” And I can say with utmost certainty that no one, upon hearing about my debt payoff, has ever asked me, “What did you eat for dinner last night?”
I find this odd because dwelling, transport, and food are the biggest components of most people’s budgets and so cutting these down should make the biggest difference in giving you more to send off to your debt servicers. And consequently, these would be the most important thing in determining how quickly you can pay off student loans.
The one questions they do ask
No, rather than ask about ways to save money, most people pretty much all ask one thing: “How much money do you make?”
This question is ridiculous because you should know that getting your personal finances in the right place isn’t about how much you make; it’s about how much you save.
And how much you save is all about just one thing: ATTITUDE.
As for what I had for dinner last night, I had a chick pea curry that I made with a bit of rice. And yeah, I’m still hungry.