Oh hi all.
If you’ve read more than one of my blog posts, you may have noticed that I’m a bit of an over-sharer. Whether it’s the up-to-the-minute balance of my student loan debt or every last detail of my true passion — high fashion on a frugal budget — I give a little too much information about myself.
Maybe that’s why I was so interested when Miranda of Money Ning blogged this post: “Why I Don’t Share Details of My Financial Life Online.”
As I read it, I slowly, squeamishly realized that I am one of those self-centered over-sharing millennials that she’s talking about. At first, I felt naked and ashamed, but it got me thinking about why I blog. There are several reasons why I might choose to publicly put my written thoughts out the on the internet, but when it comes down to it, I’ve noticed two over-arching, sometimes conflicting, often complementing reasons to start a blog.
- You’re an expert with something to say and want to use it to help out other folks
- You want to clarify what you think, write and execute a plan, and be held accountable to both of those among a community of peers
Clearly I’m a member of camp #2.
When it comes to #1, notice that there are three words that make up “Personal finance blogging” — “personal,” “finance,” and “blogging.” I’m definitely no expert at finance and I’m an even worse writer (See my disclaimer); there is absolutely nothing new or innovative about the things I say on Debt Blag.
But I am a person — a person who found himself in big trouble financially and decided he needed to decide what was important to him, and plan a way to get out of that trouble. This is why my posts rarely start out with something along the lines of “Here are 10 facts about XXX that you need to know….” I don’t have facts because I’m just learning along the way; even that plan is very much a work in progress and the execution of that plan is something that will last months and years, and hopefully affect the decisions I make for the rest of my life. For example, if I post a high number for the amount of debt I currently hold or the size of my mobile phone bill, it’s because I want to be embarrassed by them. Did you see the comments section for my two posts on cutting down my mobile phone bill (here and here)? There are some truly brilliant people out there who have knowledge and experience I can only dream of and I am forever appreciative that they’re willing to read and comment here.
And that’s why I blog.
Oh, notice too that both of the over-arching reasons I gave for blogging start with “you.” Debt Blag is all about me. Why is there a picture of a can of soda on this page? Because I felt like putting that there. Debt Blag is the same now with my half-dozen readers as it would be if it had hundreds.
So thanks, as always, for reading and have a great weekend 🙂